🌍 ClimateRiskCheck

Natural Disaster Risk in Kaunakakai

Hawaii

5.3out of 10
Moderate Risk

Risk Summary for Kaunakakai

Kaunakakai scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Volcanic Activity Earthquake

All 18 Hazard Scores

Tsunami
10.0
Volcanic Activity
10.0
Earthquake
9.7
Wildfire
9.6
Lightning
9.4
Coastal Flooding
9.4
Hurricane
8.0
Landslide
6.1
Avalanche
4.5
Drought
2.9
Ice Storm
1.9
Tornado
1.8
Hail
1.4
Winter Weather
1.4
Strong Wind
1.3
Extreme Heat
1.2
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Kaunakakai
5.3
Hawaii avg.
5.0
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kaunakakai, Hawaii

Kaunakakai, in Maui County, is a town of roughly 5,609 residents situated in the Hawaiian archipelago in the central Pacific. Its tropical climate brings warm temperatures moderated by trade winds and high volcanic terrain, and in particular elevated rainfall from November through March. These conditions collectively define the natural hazard environment that Kaunakakai residents and property owners must navigate.

According to FEMA's National Risk Index, Kaunakakai carries an overall risk score of 5.3/10, placing it in the moderate category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to volcano and earthquake.

Within Hawaii, Kaunakakai's risk is, near the 5.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Maui County identifies tsunami as the foremost hazard, followed by volcano and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Kaunakakai residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.

What this means for Kaunakakai: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Local Factors for Kaunakakai

These city-level factors differentiate Kaunakakai from other communities in Maui County and provide geographic context for its hazard exposure.

Population

5,609

Small Town

Geographic Zone

Island / Pacific

High coastal + tsunami exposure

Climate Band

Tropical (Hawaii)

Latitude 21.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.6/10

Coordinates

21.1138Β° N, 156.8794Β° W

Maui County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kaunakakai

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Kaunakakai

Other cities in Hawaii

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.