Natural Disaster Risk in Makawao
Hawaii
Risk Summary for Makawao
Makawao scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tsunami.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Makawao, Hawaii
Located in the Hawaiian archipelago in the central Pacific in Maui County, Makawao is a city of approximately 18,569 residents. The tropical climate that characterizes this part of Hawaii β marked by warm temperatures moderated by trade winds and high volcanic terrain β directly influences the types and severity of natural hazards present, making Makawao a community where hazard awareness has real practical value.
Makawao's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Coastal tsunami exposure is the dominant hazard concern, with the regional tectonic environment capable of generating both local and distant-source tsunami waves. Secondary hazards include volcano and earthquake.
Relative to other U.S. communities, Makawao's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.0/10 state average. The hazard distribution here is led by tsunami and volcano, as measured by FEMA across Maui County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Makawao residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tsunami is recommended.
What this means for Makawao: Tsunami preparedness
- Learn your community evacuation routes and the location of designated assembly areas.
- Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
- If you feel strong shaking near the coast, move to high ground immediately β do not wait for an official warning.
Local Factors for Makawao
These city-level factors differentiate Makawao from other communities in Maui County and provide geographic context for its hazard exposure.
Population
18,569
SuburbanGeographic Zone
Island / Pacific
High coastal + tsunami exposure
Climate Band
Tropical (Hawaii)
Latitude 20.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.6/10
Coordinates
20.8323Β° N, 156.2979Β° W
Maui County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Makawao
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Makawao
Other cities in Hawaii
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.