Natural Disaster Risk in Waimanalo
Hawaii
5.8out of 10
Risk Summary for Waimanalo
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Landslide Lightning Tsunami
All 18 Hazard Scores
Lightning 10.0
Landslide 10.0
Tsunami 10.0
Wildfire 9.9
Earthquake 9.9
Coastal Flooding 9.7
Hurricane 8.2
Ice Storm 6.8
Volcanic Activity 5.1
Avalanche 4.5
Tornado 4.2
Drought 2.4
Hail 2.2
Strong Wind 1.9
Extreme Heat 1.2
Winter Weather 1.2
Cold Wave 1.2
Riverine Flooding 1.0
How it compares
Waimanalo 5.8
Hawaii avg. 5.0
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Waimanalo
Other cities in Hawaii
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.