What is the natural disaster risk in Bear Lake County, Idaho?

Bear Lake County, Idaho has an overall natural disaster risk score of 4.7 out of 10, rated Moderate by FEMA's National Risk Index. Its most significant hazard is Avalanche.

What natural hazards affect Bear Lake County, Idaho?

The leading natural hazards for Bear Lake County, Idaho are Avalanche, Volcanic Activity, Landslide. These rankings come from FEMA National Risk Index data for the surrounding county.

How does the disaster risk in Bear Lake County, Idaho compare to the rest of the US?

Bear Lake County, Idaho's risk score of 4.7/10 is about the same as the U.S. national average of 4.5/10. Idaho residents can use this to gauge relative exposure to natural hazards.

Natural Disaster Risk in Bear Lake County

Idaho

4.7out of 10

Moderate Risk

Risk Summary for Bear Lake County

Bear Lake County scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Landslide

All 18 Hazard Scores

Avalanche

9.7

Volcanic Activity

9.4

Landslide

8.4

Wildfire

8.1

Earthquake

7.3

Winter Weather

6.1

Tsunami

5.4

Coastal Flooding

4.9

Lightning

3.6

Cold Wave

2.9

Drought

2.6

Hurricane

2.4

Strong Wind

2.1

Ice Storm

2.0

Extreme Heat

1.8

Hail

1.6

Tornado

1.4

Riverine Flooding

1.0

How it compares

Bear Lake County

4.7

Idaho avg.

5.1

US national avg.

4.5

Live Conditions

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🏠 What this means for insurance

Average risk — standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bear Lake County, Idaho

Bear Lake County, in the United States in Idaho, is characterized by its semi-arid climate — dry summers, cold winters, and significant wildfire risk. The county faces a high fire danger period from July through September, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Bear Lake County's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include volcano and landslide.

Within Idaho, Bear Lake County's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Bear Lake County identifies avalanche as the foremost hazard, followed by volcano and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Bear Lake County residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Bear Lake County: Avalanche preparedness

Properties in runout zones may require specialized hazard assessment and insurance.
Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Be aware of slope angles and recent snow loading, which drive avalanche risk.

Cities in Bear Lake County

Montpelier4.7/10 Georgetown4.7/10 Paris4.7/10 Bloomington4.7/10 Fish Haven4.7/10 Saint Charles4.7/10 Dingle4.7/10 Bern4.7/10 Geneva4.7/10

ZIP codes in Bear Lake County

83254Montpelier4.7 83239Georgetown4.7 83261Paris4.7 83223Bloomington4.7 83287Fish Haven4.7 83272Saint Charles4.7 83233Dingle4.7 83220Bern4.7 83238Geneva4.7

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.