🌍 ClimateRiskCheck

Natural Disaster Risk in Cambridge

Idaho

4.9out of 10
Moderate Risk

Risk Summary for Cambridge

Cambridge scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
9.6
Volcanic Activity
9.5
Avalanche
9.5
Landslide
7.6
Earthquake
6.0
Winter Weather
5.8
Tsunami
5.4
Coastal Flooding
4.9
Extreme Heat
4.7
Strong Wind
3.2
Ice Storm
3.0
Hail
2.9
Lightning
2.8
Drought
2.5
Hurricane
2.4
Cold Wave
1.9
Tornado
1.7
Riverine Flooding
1.0

How it compares

Cambridge
4.9
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cambridge, Idaho

Cambridge, in Washington County, is a small community of about 992 situated in the Pacific Northwest. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Cambridge residents and property owners must navigate.

Cambridge's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include avalanche and volcano.

Within Idaho, Cambridge's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Washington County identifies wildfire as the foremost hazard, followed by avalanche and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Cambridge's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Cambridge: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Cambridge

These city-level factors differentiate Cambridge from other communities in Washington County and provide geographic context for its hazard exposure.

Population

992

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 44.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

44.7023Β° N, 116.7824Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cambridge

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cambridge

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.