🌍 ClimateRiskCheck

Natural Disaster Risk in Caribou County

Idaho

4.7out of 10
Moderate Risk

Risk Summary for Caribou County

Caribou County scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Wildfire

All 18 Hazard Scores

Avalanche
9.6
Volcanic Activity
9.4
Wildfire
8.3
Earthquake
7.6
Winter Weather
6.4
Tsunami
5.4
Landslide
5.2
Coastal Flooding
4.9
Lightning
4.7
Cold Wave
3.7
Drought
2.8
Hurricane
2.4
Hail
2.1
Extreme Heat
2.1
Ice Storm
2.0
Strong Wind
1.7
Tornado
1.5
Riverine Flooding
1.0

How it compares

Caribou County
4.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Caribou County, Idaho

Situated in the United States, Caribou County in Idaho experiences a semi-arid climate marked by dry summers, cold winters, and significant wildfire risk. A high fire danger period from July through September is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Caribou County's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include volcano and wildfire.

Relative to other U.S. communities, Caribou County's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by avalanche and volcano, as measured by FEMA across Caribou County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Caribou County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Caribou County: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Cities in Caribou County

ZIP codes in Caribou County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.