🌍 ClimateRiskCheck

Natural Disaster Risk in Cataldo

Idaho

6.2out of 10
High Risk

Risk Summary for Cataldo

Cataldo scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Winter Weather Avalanche

All 18 Hazard Scores

Landslide
9.6
Winter Weather
9.4
Avalanche
9.1
Cold Wave
9.0
Ice Storm
8.7
Extreme Heat
8.5
Wildfire
8.2
Earthquake
8.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.6
Lightning
3.4
Tornado
3.2
Hail
2.8
Drought
2.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Cataldo
6.2
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cataldo, Idaho

Cataldo, in Kootenai County, is a small community of about 1,412 situated in the Pacific Northwest. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Cataldo residents and property owners must navigate.

Cataldo's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include winter and avalanche.

Within Idaho, Cataldo's risk is, slightly above the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Kootenai County identifies landslide as the foremost hazard, followed by winter and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Cataldo residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Cataldo: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Cataldo

These city-level factors differentiate Cataldo from other communities in Kootenai County and provide geographic context for its hazard exposure.

Population

1,412

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.2/10

Coordinates

47.5433Β° N, 116.4553Β° W

Kootenai County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cataldo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cataldo

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.