🌍 ClimateRiskCheck

Natural Disaster Risk in Elk River

Idaho

4.2out of 10
Moderate Risk

Risk Summary for Elk River

Elk River scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide
9.8
Wildfire
9.7
Avalanche
9.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.2
Extreme Heat
3.7
Earthquake
3.3
Hurricane
2.4
Drought
2.4
Ice Storm
2.3
Cold Wave
2.1
Hail
1.9
Strong Wind
1.6
Lightning
1.6
Tornado
1.5
Riverine Flooding
1.0

How it compares

Elk River
4.2
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elk River, Idaho

Elk River, in Clearwater County, is a small unincorporated community situated in the Pacific Northwest. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Elk River residents and property owners must navigate.

Elk River's overall natural disaster risk is rated 4.2/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include avalanche and wildfire.

Within Idaho, Elk River's risk is, slightly below the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Clearwater County identifies landslide as the foremost hazard, followed by avalanche and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Elk River residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Elk River: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Elk River

These city-level factors differentiate Elk River from other communities in Clearwater County and provide geographic context for its hazard exposure.

Population

154

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 46.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

46.7803Β° N, 116.1747Β° W

Clearwater County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elk River

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elk River

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.