Natural Disaster Risk in Garden City
Idaho
Risk Summary for Garden City
Garden City scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Garden City, Idaho
Located in the western mountain region near the Pacific Coast in Ada County, Garden City is a city of approximately 27,564 residents. The semi-arid climate that characterizes this part of Idaho β marked by dry summers, cold winters, and significant wildfire risk β directly influences the types and severity of natural hazards present, making Garden City a community where hazard awareness has real practical value.
FEMA rates Garden City's composite natural disaster risk at 7.1 out of 10 β high risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for volcano and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Garden City's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.1/10 state average. The hazard distribution here is led by winter and volcano, as measured by FEMA across Ada County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Garden City's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Garden City: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Local Factors for Garden City
These city-level factors differentiate Garden City from other communities in Ada County and provide geographic context for its hazard exposure.
Population
27,564
SuburbanGeographic Zone
Pacific Coast
Tsunami, coastal flood & wildfire risk
Climate Band
Cool Continental
Latitude 43.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.8/10
Coordinates
43.7244Β° N, 116.2702Β° W
Ada County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Garden City
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Garden City
Other cities in Idaho
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.