🌍 ClimateRiskCheck

Natural Disaster Risk in Garden Valley

Idaho

4.7out of 10
Moderate Risk

Risk Summary for Garden Valley

Garden Valley scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Wildfire
9.8
Landslide
9.8
Avalanche
9.8
Volcanic Activity
9.4
Winter Weather
5.8
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.8
Strong Wind
3.3
Ice Storm
2.7
Extreme Heat
2.6
Hurricane
2.4
Drought
2.3
Lightning
2.1
Cold Wave
1.7
Tornado
1.6
Hail
1.6
Riverine Flooding
1.0

How it compares

Garden Valley
4.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garden Valley, Idaho

Garden Valley, in Boise County, is a small community of about 2,132 situated in the Great Plains. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Garden Valley residents and property owners must navigate.

Garden Valley's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include landslide and wildfire.

Within Idaho, Garden Valley's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Boise County identifies avalanche as the foremost hazard, followed by landslide and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Garden Valley residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Garden Valley: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for Garden Valley

These city-level factors differentiate Garden Valley from other communities in Boise County and provide geographic context for its hazard exposure.

Population

2,132

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 44.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

44.1065Β° N, 115.8895Β° W

Boise County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Garden Valley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Garden Valley

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.