🌍 ClimateRiskCheck

Natural Disaster Risk in Holbrook

Idaho

4.0out of 10
Moderate Risk

Risk Summary for Holbrook

Holbrook scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Avalanche Wildfire

All 18 Hazard Scores

Volcanic Activity
9.3
Wildfire
8.4
Avalanche
8.4
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.7
Winter Weather
4.5
Landslide
3.2
Extreme Heat
2.8
Drought
2.6
Hurricane
2.4
Lightning
2.4
Cold Wave
2.1
Strong Wind
1.8
Ice Storm
1.8
Tornado
1.5
Hail
1.5
Riverine Flooding
1.0

How it compares

Holbrook
4.0
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Holbrook, Idaho

Located in the Great Plains in Oneida County, Holbrook is a small unincorporated community. The semi-arid climate that characterizes this part of Idaho β€” marked by dry summers, cold winters, and significant wildfire risk β€” directly influences the types and severity of natural hazards present, making Holbrook a community where hazard awareness has real practical value.

Holbrook's overall natural disaster risk is rated 4.0/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include avalanche and wildfire.

Relative to other U.S. communities, Holbrook's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.1/10 state average. The hazard distribution here is led by volcano and avalanche, as measured by FEMA across Oneida County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Holbrook's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Holbrook: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for Holbrook

These city-level factors differentiate Holbrook from other communities in Oneida County and provide geographic context for its hazard exposure.

Population

49

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.4/10

Coordinates

42.2444Β° N, 112.6729Β° W

Oneida County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Holbrook

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Holbrook

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.