🌍 ClimateRiskCheck

Natural Disaster Risk in Homedale

Idaho

4.9out of 10
Moderate Risk

Risk Summary for Homedale

Homedale scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
9.6
Volcanic Activity
9.5
Avalanche
9.5
Winter Weather
7.5
Landslide
7.5
Extreme Heat
5.5
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.3
Ice Storm
3.4
Drought
3.0
Lightning
2.8
Hail
2.6
Hurricane
2.4
Strong Wind
2.2
Cold Wave
2.1
Tornado
1.8
Riverine Flooding
1.0

How it compares

Homedale
4.9
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Homedale, Idaho

Located in the western mountain region near the Pacific Coast in Owyhee County, Homedale is a town of roughly 5,006 residents. The semi-arid climate that characterizes this part of Idaho β€” marked by dry summers, cold winters, and significant wildfire risk β€” directly influences the types and severity of natural hazards present, making Homedale a community where hazard awareness has real practical value.

Homedale's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include avalanche and volcano.

Relative to other U.S. communities, Homedale's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Owyhee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Homedale residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Homedale: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Homedale

These city-level factors differentiate Homedale from other communities in Owyhee County and provide geographic context for its hazard exposure.

Population

5,006

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 43.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

43.5793Β° N, 116.9698Β° W

Owyhee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Homedale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Homedale

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.