🌍 ClimateRiskCheck

Natural Disaster Risk in Irwin

Idaho

6.9out of 10
High Risk

Risk Summary for Irwin

Irwin scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Earthquake

All 18 Hazard Scores

Avalanche
9.9
Volcanic Activity
9.8
Earthquake
9.5
Landslide
9.5
Cold Wave
9.4
Wildfire
9.2
Lightning
9.1
Hail
8.7
Extreme Heat
8.4
Winter Weather
7.0
Tsunami
5.4
Strong Wind
5.1
Coastal Flooding
4.9
Ice Storm
3.9
Drought
2.9
Tornado
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Irwin
6.9
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Irwin, Idaho

Irwin is a small community of about 576 in Bonneville County, in the Great Plains. The area experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Irwin.

FEMA rates Irwin's composite natural disaster risk at 6.9 out of 10 β€” high risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for volcano and earthquake risk in their preparedness planning.

Irwin's risk score, considerably above the 5.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bonneville County, the highest-scoring are avalanche, volcano, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Irwin's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Irwin: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Irwin

These city-level factors differentiate Irwin from other communities in Bonneville County and provide geographic context for its hazard exposure.

Population

576

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.2/10

Coordinates

43.3833Β° N, 111.1609Β° W

Bonneville County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Irwin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Irwin

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.