🌍 ClimateRiskCheck

Natural Disaster Risk in Island Park

Idaho

5.5out of 10
Moderate Risk

Risk Summary for Island Park

Island Park scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Wildfire

All 18 Hazard Scores

Avalanche
9.8
Volcanic Activity
9.6
Wildfire
8.9
Earthquake
8.5
Winter Weather
8.1
Landslide
8.1
Lightning
7.2
Cold Wave
5.8
Tsunami
5.4
Coastal Flooding
4.9
Extreme Heat
3.9
Drought
2.9
Hail
2.5
Hurricane
2.4
Ice Storm
2.4
Strong Wind
1.9
Tornado
1.8
Riverine Flooding
1.0

How it compares

Island Park
5.5
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Island Park, Idaho

Located in the Great Plains in Fremont County, Island Park is a small community of about 628. The semi-arid climate that characterizes this part of Idaho β€” marked by dry summers, cold winters, and significant wildfire risk β€” directly influences the types and severity of natural hazards present, making Island Park a community where hazard awareness has real practical value.

FEMA rates Island Park's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for volcano and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Island Park's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by avalanche and volcano, as measured by FEMA across Fremont County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Island Park's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Island Park: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Island Park

These city-level factors differentiate Island Park from other communities in Fremont County and provide geographic context for its hazard exposure.

Population

628

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.9/10

Coordinates

44.4867Β° N, 111.3737Β° W

Fremont County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Island Park

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Island Park

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.