🌍 ClimateRiskCheck

Natural Disaster Risk in Jerome

Idaho

5.1out of 10
Moderate Risk

Risk Summary for Jerome

Jerome scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Wildfire Avalanche

All 18 Hazard Scores

Volcanic Activity
9.5
Wildfire
9.1
Winter Weather
8.8
Avalanche
8.8
Extreme Heat
7.7
Earthquake
6.4
Tsunami
5.4
Coastal Flooding
4.9
Ice Storm
4.7
Cold Wave
3.8
Lightning
3.7
Drought
3.4
Strong Wind
2.9
Hurricane
2.4
Landslide
2.1
Tornado
2.0
Hail
1.9
Riverine Flooding
1.0

How it compares

Jerome
5.1
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jerome, Idaho

Jerome is a city of approximately 21,944 residents in Jerome County, in the Great Plains. The area experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Jerome.

According to FEMA's National Risk Index, Jerome carries an overall risk score of 5.1/10, placing it in the moderate category. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. The area also faces notable exposure to wildfire and avalanche.

Jerome's risk score, near the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jerome County, the highest-scoring are volcano, wildfire, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Jerome's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Jerome: Volcanic Activity preparedness

  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.

Local Factors for Jerome

These city-level factors differentiate Jerome from other communities in Jerome County and provide geographic context for its hazard exposure.

Population

21,944

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.1/10

Coordinates

42.7250Β° N, 114.4327Β° W

Jerome County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jerome

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jerome

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.