Natural Disaster Risk in Malad City
Idaho
Risk Summary for Malad City
Malad City scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Malad City, Idaho
Malad City, in Oneida County, is a town of roughly 4,707 residents situated in the Great Plains. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Malad City residents and property owners must navigate.
Malad City's overall natural disaster risk is rated 4.0/10 (Moderate) by FEMA's National Risk Index. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Secondary hazards include avalanche and wildfire.
Within Idaho, Malad City's risk is, slightly below the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Oneida County identifies volcano as the foremost hazard, followed by avalanche and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a moderate risk rating, Malad City residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.
What this means for Malad City: Volcanic Activity preparedness
- Protect electronics and HVAC systems from fine volcanic ash during eruptions.
- Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
- Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
Local Factors for Malad City
These city-level factors differentiate Malad City from other communities in Oneida County and provide geographic context for its hazard exposure.
Population
4,707
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 42.2°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 8.4/10
Coordinates
42.1898° N, 112.3841° W
Oneida County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Malad City
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Malad City
Other cities in Idaho
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.