🌍 ClimateRiskCheck

Natural Disaster Risk in Melba

Idaho

4.9out of 10
Moderate Risk

Risk Summary for Melba

Melba scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
9.6
Volcanic Activity
9.5
Avalanche
9.5
Winter Weather
7.5
Landslide
7.5
Extreme Heat
5.5
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.3
Ice Storm
3.4
Drought
3.0
Lightning
2.8
Hail
2.6
Hurricane
2.4
Strong Wind
2.2
Cold Wave
2.1
Tornado
1.8
Riverine Flooding
1.0

How it compares

Melba
4.9
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Melba, Idaho

Melba, in Owyhee County, is a town of roughly 4,061 residents situated in the western mountain region near the Pacific Coast. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Melba residents and property owners must navigate.

According to FEMA's National Risk Index, Melba carries an overall risk score of 4.9/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to avalanche and volcano.

Within Idaho, Melba's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Owyhee County identifies wildfire as the foremost hazard, followed by avalanche and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Melba residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Melba: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Melba

These city-level factors differentiate Melba from other communities in Owyhee County and provide geographic context for its hazard exposure.

Population

4,061

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 43.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

43.3508Β° N, 116.6357Β° W

Owyhee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Melba

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Melba

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.