🌍 ClimateRiskCheck

Natural Disaster Risk in Moscow

Idaho

4.7out of 10
Moderate Risk

Risk Summary for Moscow

Moscow scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Landslide

All 18 Hazard Scores

Wildfire
9.3
Avalanche
9.2
Landslide
7.9
Cold Wave
5.9
Extreme Heat
5.8
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
3.4
Ice Storm
3.0
Strong Wind
2.9
Drought
2.6
Winter Weather
2.5
Hurricane
2.4
Tornado
2.1
Lightning
1.8
Riverine Flooding
1.0

How it compares

Moscow
4.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moscow, Idaho

Moscow, in Latah County, is a city of approximately 26,591 residents situated in the Pacific Northwest. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Moscow residents and property owners must navigate.

Moscow's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include avalanche and landslide.

Within Idaho, Moscow's risk is, near the 5.1/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Latah County identifies wildfire as the foremost hazard, followed by avalanche and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Moscow's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Moscow: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Moscow

These city-level factors differentiate Moscow from other communities in Latah County and provide geographic context for its hazard exposure.

Population

26,591

Suburban

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Cool Continental

Latitude 46.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.3/10

Coordinates

46.7226Β° N, 116.9413Β° W

Latah County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moscow

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moscow

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.