🌍 ClimateRiskCheck

Natural Disaster Risk in Murray

Idaho

4.7out of 10
Moderate Risk

Risk Summary for Murray

Murray scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Avalanche
9.9
Landslide
9.8
Wildfire
7.3
Winter Weather
6.7
Ice Storm
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.6
Cold Wave
4.4
Extreme Heat
4.0
Hurricane
2.4
Drought
2.3
Lightning
1.8
Strong Wind
1.7
Tornado
1.6
Hail
1.5
Riverine Flooding
1.0

How it compares

Murray
4.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Murray, Idaho

Murray is a small unincorporated community in Shoshone County, in the northern tier of the continental United States. The area experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Murray.

According to FEMA's National Risk Index, Murray carries an overall risk score of 4.7/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and wildfire.

Murray's risk score, near the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Shoshone County, the highest-scoring are avalanche, landslide, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Murray's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Murray: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Murray

These city-level factors differentiate Murray from other communities in Shoshone County and provide geographic context for its hazard exposure.

Population

76

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.3/10

Coordinates

47.6356Β° N, 115.7888Β° W

Shoshone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Murray

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Murray

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.