🌍 ClimateRiskCheck

Natural Disaster Risk in Oakley

Idaho

5.6out of 10
Moderate Risk

Risk Summary for Oakley

Oakley scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Wildfire Avalanche

All 18 Hazard Scores

Wildfire
9.5
Volcanic Activity
9.5
Avalanche
9.2
Winter Weather
8.4
Earthquake
7.8
Lightning
7.3
Extreme Heat
6.2
Landslide
5.6
Tsunami
5.4
Cold Wave
5.0
Coastal Flooding
4.9
Drought
3.5
Strong Wind
3.3
Ice Storm
2.8
Hurricane
2.4
Hail
2.2
Tornado
2.1
Riverine Flooding
1.0

How it compares

Oakley
5.6
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Oakley, Idaho

Oakley is a small community of about 1,451 in Cassia County, in the Great Plains. The area experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Oakley.

According to FEMA's National Risk Index, Oakley carries an overall risk score of 5.6/10, placing it in the moderate category. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. The area also faces notable exposure to wildfire and avalanche.

Oakley's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Cassia County, the highest-scoring are volcano, wildfire, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Oakley residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for Oakley: Volcanic Activity preparedness

  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.

Local Factors for Oakley

These city-level factors differentiate Oakley from other communities in Cassia County and provide geographic context for its hazard exposure.

Population

1,451

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.5/10

Coordinates

42.1949Β° N, 113.9046Β° W

Cassia County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Oakley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Oakley

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.