🌍 ClimateRiskCheck

Natural Disaster Risk in Osburn

Idaho

4.7out of 10
Moderate Risk

Risk Summary for Osburn

Osburn scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Avalanche
9.9
Landslide
9.8
Wildfire
7.3
Winter Weather
6.7
Ice Storm
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.6
Cold Wave
4.4
Extreme Heat
4.0
Hurricane
2.4
Drought
2.3
Lightning
1.8
Strong Wind
1.7
Tornado
1.6
Hail
1.5
Riverine Flooding
1.0

How it compares

Osburn
4.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Osburn, Idaho

Located in the northern tier of the continental United States in Shoshone County, Osburn is a small community of about 2,086. The semi-arid climate that characterizes this part of Idaho β€” marked by dry summers, cold winters, and significant wildfire risk β€” directly influences the types and severity of natural hazards present, making Osburn a community where hazard awareness has real practical value.

FEMA rates Osburn's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for landslide and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Osburn's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Shoshone County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Osburn residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Osburn: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Osburn

These city-level factors differentiate Osburn from other communities in Shoshone County and provide geographic context for its hazard exposure.

Population

2,086

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.3/10

Coordinates

47.5172Β° N, 115.9953Β° W

Shoshone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Osburn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Osburn

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.