Natural Disaster Risk in Richfield

Natural Hazard Profile: Richfield, Idaho

Richfield is a small community of about 1,211 in Lincoln County, in the Great Plains. The area experiences dry summers, cold winters, and significant wildfire risk, with a high fire danger period from July through September shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Richfield.

According to FEMA's National Risk Index, Richfield carries an overall risk score of 4.1/10, placing it in the moderate category. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. The area also faces notable exposure to wildfire and winter.

Richfield's risk score, slightly below the 5.1/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lincoln County, the highest-scoring are volcano, wildfire, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Richfield's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.