🌍 ClimateRiskCheck

Natural Disaster Risk in Smelterville

Idaho

4.7out of 10
Moderate Risk

Risk Summary for Smelterville

Smelterville scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Avalanche
9.9
Landslide
9.8
Wildfire
7.3
Winter Weather
6.7
Ice Storm
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.6
Cold Wave
4.4
Extreme Heat
4.0
Hurricane
2.4
Drought
2.3
Lightning
1.8
Strong Wind
1.7
Tornado
1.6
Hail
1.5
Riverine Flooding
1.0

How it compares

Smelterville
4.7
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Smelterville, Idaho

Located in the Pacific Northwest in Shoshone County, Smelterville is a small community of about 906. The semi-arid climate that characterizes this part of Idaho β€” marked by dry summers, cold winters, and significant wildfire risk β€” directly influences the types and severity of natural hazards present, making Smelterville a community where hazard awareness has real practical value.

Smelterville's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and wildfire.

Relative to other U.S. communities, Smelterville's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.1/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Shoshone County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Smelterville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Smelterville: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Smelterville

These city-level factors differentiate Smelterville from other communities in Shoshone County and provide geographic context for its hazard exposure.

Population

906

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.3/10

Coordinates

47.5244Β° N, 116.1844Β° W

Shoshone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Smelterville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Smelterville

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.