Natural Disaster Risk in Terreton
Idaho
Risk Summary for Terreton
Terreton scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Terreton, Idaho
Terreton, in Jefferson County, is a small community of about 1,207 situated in the Great Plains. Its semi-arid climate brings dry summers, cold winters, and significant wildfire risk, and in particular a high fire danger period from July through September. These conditions collectively define the natural hazard environment that Terreton residents and property owners must navigate.
According to FEMA's National Risk Index, Terreton carries an overall risk score of 5.5/10, placing it in the moderate category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to winter and cold wave.
Within Idaho, Terreton's risk is, slightly above the 5.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jefferson County identifies volcano as the foremost hazard, followed by winter and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a moderate risk rating, Terreton residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.
What this means for Terreton: Volcanic Activity preparedness
- Protect electronics and HVAC systems from fine volcanic ash during eruptions.
- Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
- Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
Local Factors for Terreton
These city-level factors differentiate Terreton from other communities in Jefferson County and provide geographic context for its hazard exposure.
Population
1,207
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 43.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β summer fire risk
Fire score: 6.7/10
Coordinates
43.8463Β° N, 112.4136Β° W
Jefferson County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Terreton
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Terreton
Other cities in Idaho
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.