🌍 ClimateRiskCheck

Natural Disaster Risk in Worley

Idaho

6.2out of 10
High Risk

Risk Summary for Worley

Worley scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Winter Weather Avalanche

All 18 Hazard Scores

Landslide
9.6
Winter Weather
9.4
Avalanche
9.1
Cold Wave
9.0
Ice Storm
8.7
Extreme Heat
8.5
Wildfire
8.2
Earthquake
8.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.6
Lightning
3.4
Tornado
3.2
Hail
2.8
Drought
2.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Worley
6.2
Idaho avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Worley, Idaho

Located in the Pacific Northwest in Kootenai County, Worley is a small community of about 1,563. The semi-arid climate that characterizes this part of Idaho β€” marked by dry summers, cold winters, and significant wildfire risk β€” directly influences the types and severity of natural hazards present, making Worley a community where hazard awareness has real practical value.

FEMA rates Worley's composite natural disaster risk at 6.2 out of 10 β€” high risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for winter and avalanche risk in their preparedness planning.

Relative to other U.S. communities, Worley's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by landslide and winter, as measured by FEMA across Kootenai County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Worley residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Worley: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Worley

These city-level factors differentiate Worley from other communities in Kootenai County and provide geographic context for its hazard exposure.

Population

1,563

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Northern Continental

Latitude 47.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.2/10

Coordinates

47.4484Β° N, 116.9316Β° W

Kootenai County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Worley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Worley

Other cities in Idaho

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.