🌍 ClimateRiskCheck

Natural Disaster Risk in Astoria

Illinois

6.4out of 10
High Risk

Risk Summary for Astoria

Astoria scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Landslide Earthquake

All 18 Hazard Scores

Hail
8.9
Landslide
8.3
Earthquake
8.1
Strong Wind
8.0
Extreme Heat
8.0
Cold Wave
8.0
Ice Storm
7.8
Tornado
7.7
Drought
7.0
Winter Weather
5.8
Tsunami
5.4
Volcanic Activity
5.1
Lightning
5.0
Hurricane
4.9
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
1.7
Riverine Flooding
1.0

How it compares

Astoria
6.4
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Astoria, Illinois

Located in the interior eastern United States in Fulton County, Astoria is a small community of about 1,493. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Astoria a community where hazard awareness has real practical value.

Astoria's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include landslide and earthquake.

Relative to other U.S. communities, Astoria's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by hail and landslide, as measured by FEMA across Fulton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Astoria's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Astoria: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Astoria

These city-level factors differentiate Astoria from other communities in Fulton County and provide geographic context for its hazard exposure.

Population

1,493

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

40.2280Β° N, 90.3123Β° W

Fulton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Astoria

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Astoria

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.