🌍 ClimateRiskCheck

Natural Disaster Risk in Buda

Illinois

6.2out of 10
High Risk

Risk Summary for Buda

Buda scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Tornado Hail

All 18 Hazard Scores

Drought
9.5
Tornado
8.4
Hail
8.3
Strong Wind
7.9
Earthquake
7.7
Cold Wave
7.4
Landslide
7.1
Ice Storm
6.7
Extreme Heat
5.5
Tsunami
5.4
Winter Weather
5.1
Volcanic Activity
5.1
Hurricane
5.0
Coastal Flooding
4.9
Avalanche
4.5
Lightning
4.4
Wildfire
2.4
Riverine Flooding
1.0

How it compares

Buda
6.2
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Buda, Illinois

Located in the interior eastern United States in Bureau County, Buda is a small community of about 686. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Buda a community where hazard awareness has real practical value.

Buda's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include tornado and hail.

Relative to other U.S. communities, Buda's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by drought and tornado, as measured by FEMA across Bureau County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Buda residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Buda: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Buda

These city-level factors differentiate Buda from other communities in Bureau County and provide geographic context for its hazard exposure.

Population

686

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.4/10

Coordinates

41.2974Β° N, 89.6747Β° W

Bureau County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Buda

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Buda

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.