🌍 ClimateRiskCheck

Natural Disaster Risk in Campbell Hill

Illinois

7.3out of 10
High Risk

Risk Summary for Campbell Hill

Campbell Hill scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Earthquake Landslide

All 18 Hazard Scores

Strong Wind
9.9
Earthquake
9.7
Landslide
9.5
Extreme Heat
9.2
Winter Weather
9.2
Cold Wave
9.1
Lightning
8.3
Ice Storm
8.3
Hail
8.1
Tornado
7.7
Drought
6.4
Hurricane
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Campbell Hill
7.3
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Campbell Hill, Illinois

Located in the interior eastern United States in Jackson County, Campbell Hill is a small community of about 925. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Campbell Hill a community where hazard awareness has real practical value.

FEMA rates Campbell Hill's composite natural disaster risk at 7.3 out of 10 β€” high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for earthquake and landslide risk in their preparedness planning.

Relative to other U.S. communities, Campbell Hill's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by wind and earthquake, as measured by FEMA across Jackson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Campbell Hill residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Campbell Hill: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Campbell Hill

These city-level factors differentiate Campbell Hill from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

925

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

37.9372Β° N, 89.5695Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Campbell Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Campbell Hill

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.