🌍 ClimateRiskCheck

Natural Disaster Risk in Chandlerville

Illinois

5.1out of 10
Moderate Risk

Risk Summary for Chandlerville

Chandlerville scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Drought Extreme Heat

All 18 Hazard Scores

Cold Wave
8.7
Drought
8.6
Extreme Heat
7.0
Strong Wind
6.7
Landslide
6.1
Earthquake
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.6
Avalanche
4.5
Hurricane
4.4
Tornado
4.1
Ice Storm
3.7
Winter Weather
3.1
Lightning
2.7
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Chandlerville
5.1
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chandlerville, Illinois

Chandlerville, in Cass County, is a small community of about 1,006 situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Chandlerville residents and property owners must navigate.

According to FEMA's National Risk Index, Chandlerville carries an overall risk score of 5.1/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to drought and heat.

Within Illinois, Chandlerville's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Cass County identifies cold wave as the foremost hazard, followed by drought and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Chandlerville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Chandlerville: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Chandlerville

These city-level factors differentiate Chandlerville from other communities in Cass County and provide geographic context for its hazard exposure.

Population

1,006

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

40.0543Β° N, 90.1289Β° W

Cass County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chandlerville

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Chandlerville

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.