🌍 ClimateRiskCheck

Natural Disaster Risk in Clinton

Illinois

5.1out of 10
Moderate Risk

Risk Summary for Clinton

Clinton scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Cold Wave Earthquake

All 18 Hazard Scores

Drought
8.4
Cold Wave
7.4
Earthquake
7.0
Extreme Heat
5.5
Tsunami
5.4
Strong Wind
5.2
Landslide
5.2
Tornado
5.1
Volcanic Activity
5.1
Hail
5.0
Coastal Flooding
4.9
Hurricane
4.6
Avalanche
4.5
Ice Storm
4.4
Winter Weather
3.9
Lightning
3.1
Wildfire
1.4
Riverine Flooding
1.0

How it compares

Clinton
5.1
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clinton, Illinois

Clinton, in De Witt County, is a town of roughly 9,033 residents situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Clinton residents and property owners must navigate.

According to FEMA's National Risk Index, Clinton carries an overall risk score of 5.1/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to cold wave and earthquake.

Within Illinois, Clinton's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of De Witt County identifies drought as the foremost hazard, followed by cold wave and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Clinton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Clinton: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Clinton

These city-level factors differentiate Clinton from other communities in De Witt County and provide geographic context for its hazard exposure.

Population

9,033

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

40.1470Β° N, 88.9524Β° W

De Witt County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clinton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clinton

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.