Natural Disaster Risk in Creston
Illinois
Risk Summary for Creston
Creston scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Creston, Illinois
Located in the interior eastern United States in Ogle County, Creston is a small unincorporated community. The humid continental climate that characterizes this part of Illinois β marked by bitterly cold winters and hot, humid summers β directly influences the types and severity of natural hazards present, making Creston a community where hazard awareness has real practical value.
FEMA rates Creston's composite natural disaster risk at 5.8 out of 10 β moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for cold wave and tornado risk in their preparedness planning.
Relative to other U.S. communities, Creston's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by hail and cold wave, as measured by FEMA across Ogle County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Creston's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.
What this means for Creston: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Creston
These city-level factors differentiate Creston from other communities in Ogle County and provide geographic context for its hazard exposure.
Population
306
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 41.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.2/10
Coordinates
41.9314Β° N, 88.9642Β° W
Ogle County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Creston
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Creston
Other cities in Illinois
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.