🌍 ClimateRiskCheck

Natural Disaster Risk in Creston

Illinois

5.8out of 10
Moderate Risk

Risk Summary for Creston

Creston scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Cold Wave Tornado

All 18 Hazard Scores

Hail
9.0
Cold Wave
8.3
Tornado
8.2
Strong Wind
7.9
Drought
7.9
Earthquake
6.8
Ice Storm
6.7
Landslide
5.7
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Lightning
4.8
Avalanche
4.5
Hurricane
4.2
Winter Weather
2.9
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Creston
5.8
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Creston, Illinois

Located in the interior eastern United States in Ogle County, Creston is a small unincorporated community. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Creston a community where hazard awareness has real practical value.

FEMA rates Creston's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for cold wave and tornado risk in their preparedness planning.

Relative to other U.S. communities, Creston's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by hail and cold wave, as measured by FEMA across Ogle County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Creston's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Creston: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Creston

These city-level factors differentiate Creston from other communities in Ogle County and provide geographic context for its hazard exposure.

Population

306

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

41.9314Β° N, 88.9642Β° W

Ogle County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Creston

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Creston

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.