🌍 ClimateRiskCheck

Natural Disaster Risk in Dahlgren

Illinois

4.9out of 10
Moderate Risk

Risk Summary for Dahlgren

Dahlgren scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Strong Wind Drought

All 18 Hazard Scores

Earthquake
9.2
Strong Wind
6.1
Drought
5.9
Winter Weather
5.9
Landslide
5.5
Tsunami
5.4
Hurricane
5.2
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.7
Tornado
4.5
Avalanche
4.5
Hail
4.3
Cold Wave
4.0
Lightning
2.3
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Dahlgren
4.9
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dahlgren, Illinois

Dahlgren, in Hamilton County, is a small community of about 1,801 situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Dahlgren residents and property owners must navigate.

Dahlgren's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The area's position within a seismically active region makes earthquake preparedness a top priority for residents and property owners alike. Secondary hazards include wind and drought.

Within Illinois, Dahlgren's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Hamilton County identifies earthquake as the foremost hazard, followed by wind and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Dahlgren residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Dahlgren: Earthquake preparedness

  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.

Local Factors for Dahlgren

These city-level factors differentiate Dahlgren from other communities in Hamilton County and provide geographic context for its hazard exposure.

Population

1,801

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

38.1954Β° N, 88.6086Β° W

Hamilton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dahlgren

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dahlgren

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.