🌍 ClimateRiskCheck

Natural Disaster Risk in East Dubuque

Illinois

5.7out of 10
Moderate Risk

Risk Summary for East Dubuque

East Dubuque scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Cold Wave

All 18 Hazard Scores

Landslide
9.3
Hail
8.6
Cold Wave
7.8
Tornado
7.3
Drought
7.2
Strong Wind
6.4
Ice Storm
6.4
Extreme Heat
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.7
Avalanche
4.5
Hurricane
4.4
Earthquake
3.7
Lightning
3.2
Wildfire
3.1
Riverine Flooding
1.0

How it compares

East Dubuque
5.7
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: East Dubuque, Illinois

East Dubuque is a town of roughly 4,294 residents in Jo Daviess County, in the interior eastern United States. The area experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in East Dubuque.

According to FEMA's National Risk Index, East Dubuque carries an overall risk score of 5.7/10, placing it in the moderate category. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. The area also faces notable exposure to hail and cold wave.

East Dubuque's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jo Daviess County, the highest-scoring are landslide, hail, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, East Dubuque residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for East Dubuque: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for East Dubuque

These city-level factors differentiate East Dubuque from other communities in Jo Daviess County and provide geographic context for its hazard exposure.

Population

4,294

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

42.4696Β° N, 90.5590Β° W

Jo Daviess County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for East Dubuque

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in East Dubuque

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.