🌍 ClimateRiskCheck

Natural Disaster Risk in Edwardsville

Illinois

7.4out of 10
High Risk

Risk Summary for Edwardsville

Edwardsville scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Extreme Heat Tornado

All 18 Hazard Scores

Tornado
9.8
Hail
9.8
Extreme Heat
9.8
Earthquake
9.7
Cold Wave
9.6
Lightning
9.4
Winter Weather
9.2
Landslide
8.7
Ice Storm
7.9
Drought
6.8
Strong Wind
6.6
Hurricane
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Edwardsville
7.4
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Edwardsville, Illinois

Located in the interior eastern United States in Madison County, Edwardsville is a city of approximately 35,520 residents. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Edwardsville a community where hazard awareness has real practical value.

Edwardsville's overall natural disaster risk is rated 7.4/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include heat and tornado.

Relative to other U.S. communities, Edwardsville's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.8/10 state average. The hazard distribution here is led by hail and heat, as measured by FEMA across Madison County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Edwardsville residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Edwardsville: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Edwardsville

These city-level factors differentiate Edwardsville from other communities in Madison County and provide geographic context for its hazard exposure.

Population

35,520

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

38.8300Β° N, 89.9330Β° W

Madison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Edwardsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Edwardsville

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.