🌍 ClimateRiskCheck

Natural Disaster Risk in Eldred

Illinois

4.9out of 10
Moderate Risk

Risk Summary for Eldred

Eldred scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Drought Extreme Heat

All 18 Hazard Scores

Landslide
7.9
Drought
7.2
Extreme Heat
6.7
Earthquake
6.1
Cold Wave
5.7
Strong Wind
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.8
Hurricane
4.5
Avalanche
4.5
Tornado
4.0
Lightning
3.4
Winter Weather
3.0
Ice Storm
2.9
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Eldred
4.9
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Eldred, Illinois

Eldred, in Greene County, is a small community of about 516 situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Eldred residents and property owners must navigate.

Eldred's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include drought and heat.

Within Illinois, Eldred's risk is, slightly below the 5.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Greene County identifies landslide as the foremost hazard, followed by drought and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Eldred's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Eldred: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Eldred

These city-level factors differentiate Eldred from other communities in Greene County and provide geographic context for its hazard exposure.

Population

516

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

39.2469Β° N, 90.5572Β° W

Greene County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Eldred

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Eldred

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.