🌍 ClimateRiskCheck

Natural Disaster Risk in Enfield

Illinois

5.8out of 10
Moderate Risk

Risk Summary for Enfield

Enfield scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Winter Weather Drought

All 18 Hazard Scores

Earthquake
9.3
Winter Weather
7.3
Drought
7.2
Extreme Heat
7.0
Landslide
6.9
Strong Wind
6.8
Tornado
6.5
Ice Storm
6.1
Hurricane
5.7
Hail
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.9
Avalanche
4.5
Lightning
4.3
Wildfire
1.4
Riverine Flooding
1.0

How it compares

Enfield
5.8
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Enfield, Illinois

Located in the interior eastern United States in White County, Enfield is a small community of about 1,398. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Enfield a community where hazard awareness has real practical value.

FEMA rates Enfield's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for winter and drought risk in their preparedness planning.

Relative to other U.S. communities, Enfield's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by earthquake and winter, as measured by FEMA across White County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Enfield residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Enfield: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Enfield

These city-level factors differentiate Enfield from other communities in White County and provide geographic context for its hazard exposure.

Population

1,398

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.4/10

Coordinates

38.1057Β° N, 88.3241Β° W

White County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Enfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Enfield

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.