Natural Disaster Risk in Forest City
Illinois
Risk Summary for Forest City
Forest City scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Forest City, Illinois
Located in the interior eastern United States in Mason County, Forest City is a small unincorporated community. The humid continental climate that characterizes this part of Illinois β marked by bitterly cold winters and hot, humid summers β directly influences the types and severity of natural hazards present, making Forest City a community where hazard awareness has real practical value.
FEMA rates Forest City's composite natural disaster risk at 5.4 out of 10 β moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for wind and cold wave risk in their preparedness planning.
Relative to other U.S. communities, Forest City's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by drought and wind, as measured by FEMA across Mason County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Forest City residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.
What this means for Forest City: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Forest City
These city-level factors differentiate Forest City from other communities in Mason County and provide geographic context for its hazard exposure.
Population
347
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 40.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 1.4/10
Coordinates
40.3485Β° N, 89.8069Β° W
Mason County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Forest City
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Forest City
Other cities in Illinois
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.