🌍 ClimateRiskCheck

Natural Disaster Risk in Fulton

Illinois

6.4out of 10
High Risk

Risk Summary for Fulton

Fulton scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Strong Wind Hail

All 18 Hazard Scores

Drought
8.8
Strong Wind
8.7
Hail
8.6
Tornado
8.1
Cold Wave
7.9
Ice Storm
7.4
Winter Weather
7.3
Earthquake
6.7
Landslide
6.4
Extreme Heat
5.7
Lightning
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.6
Avalanche
4.5
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Fulton
6.4
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fulton, Illinois

Located in the interior eastern United States in Whiteside County, Fulton is a town of roughly 5,437 residents. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Fulton a community where hazard awareness has real practical value.

FEMA rates Fulton's composite natural disaster risk at 6.4 out of 10 β€” high risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for wind and hail risk in their preparedness planning.

Relative to other U.S. communities, Fulton's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by drought and wind, as measured by FEMA across Whiteside County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Fulton residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Fulton: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Fulton

These city-level factors differentiate Fulton from other communities in Whiteside County and provide geographic context for its hazard exposure.

Population

5,437

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

41.8435Β° N, 90.1227Β° W

Whiteside County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fulton

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Fulton

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.