🌍 ClimateRiskCheck

Natural Disaster Risk in Goodwine

Illinois

5.1out of 10
Moderate Risk

Risk Summary for Goodwine

Goodwine scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Earthquake Hail

All 18 Hazard Scores

Cold Wave
9.4
Earthquake
7.5
Hail
7.1
Tornado
6.3
Hurricane
5.4
Tsunami
5.4
Strong Wind
5.3
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.6
Avalanche
4.5
Lightning
4.1
Ice Storm
3.8
Winter Weather
3.6
Drought
3.2
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Goodwine
5.1
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Goodwine, Illinois

Goodwine, in Iroquois County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Goodwine residents and property owners must navigate.

According to FEMA's National Risk Index, Goodwine carries an overall risk score of 5.1/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to earthquake and hail.

Within Illinois, Goodwine's risk is, slightly below the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Iroquois County identifies cold wave as the foremost hazard, followed by earthquake and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Goodwine's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Goodwine: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Goodwine

These city-level factors differentiate Goodwine from other communities in Iroquois County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

40.5670Β° N, 87.7771Β° W

Iroquois County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Goodwine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Goodwine

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.