Natural Disaster Risk in Hancock County
Illinois
5.7out of 10
Risk Summary for Hancock County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Drought Extreme Heat Landslide
All 18 Hazard Scores
Drought 8.6
Extreme Heat 8.3
Landslide 7.5
Strong Wind 7.1
Cold Wave 7.1
Hail 7.0
Lightning 6.3
Ice Storm 5.6
Tsunami 5.4
Volcanic Activity 5.1
Hurricane 5.0
Coastal Flooding 4.9
Earthquake 4.8
Winter Weather 4.7
Avalanche 4.5
Tornado 4.3
Wildfire 1.4
Riverine Flooding 1.0
How it compares
Hancock County 5.7
Illinois avg. 5.8
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Hancock County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.