🌍 ClimateRiskCheck

Natural Disaster Risk in Harristown

Illinois

7.1out of 10
High Risk

Risk Summary for Harristown

Harristown scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Extreme Heat Earthquake

All 18 Hazard Scores

Cold Wave
9.3
Extreme Heat
9.2
Earthquake
9.1
Strong Wind
9.0
Drought
8.9
Tornado
8.8
Hail
8.7
Winter Weather
8.1
Lightning
7.9
Ice Storm
7.2
Hurricane
5.8
Landslide
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.1
Riverine Flooding
1.0

How it compares

Harristown
7.1
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harristown, Illinois

Located in the interior eastern United States in Macon County, Harristown is a small unincorporated community. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Harristown a community where hazard awareness has real practical value.

FEMA rates Harristown's composite natural disaster risk at 7.1 out of 10 β€” high risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for heat and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Harristown's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by cold wave and heat, as measured by FEMA across Macon County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Harristown's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Harristown: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Harristown

These city-level factors differentiate Harristown from other communities in Macon County and provide geographic context for its hazard exposure.

Population

272

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

39.8526Β° N, 89.0932Β° W

Macon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harristown

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Harristown

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.