🌍 ClimateRiskCheck

Natural Disaster Risk in Henry

Illinois

4.9out of 10
Moderate Risk

Risk Summary for Henry

Henry scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Strong Wind Landslide

All 18 Hazard Scores

Drought
8.5
Strong Wind
7.3
Landslide
6.9
Cold Wave
6.3
Earthquake
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Ice Storm
4.6
Avalanche
4.5
Hurricane
4.3
Extreme Heat
4.3
Winter Weather
3.3
Lightning
2.8
Hail
2.6
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Henry
4.9
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Henry, Illinois

Henry is a town of roughly 2,743 residents in Marshall County, in the interior eastern United States. The area experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Henry.

According to FEMA's National Risk Index, Henry carries an overall risk score of 4.9/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to wind and landslide.

Henry's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Marshall County, the highest-scoring are drought, wind, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Henry's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Henry: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Henry

These city-level factors differentiate Henry from other communities in Marshall County and provide geographic context for its hazard exposure.

Population

2,743

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

41.1161Β° N, 89.4703Β° W

Marshall County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Henry

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Henry

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.