🌍 ClimateRiskCheck

Natural Disaster Risk in Herrin

Illinois

7.2out of 10
High Risk

Risk Summary for Herrin

Herrin scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Earthquake Extreme Heat

All 18 Hazard Scores

Strong Wind
9.9
Earthquake
9.7
Extreme Heat
9.2
Winter Weather
9.1
Cold Wave
8.9
Ice Storm
8.5
Tornado
8.3
Landslide
8.2
Hail
8.1
Lightning
7.2
Hurricane
6.3
Drought
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Herrin
7.2
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Herrin, Illinois

Herrin, in Williamson County, is a city of approximately 12,758 residents situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Herrin residents and property owners must navigate.

Herrin's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Secondary hazards include earthquake and heat.

Within Illinois, Herrin's risk is, slightly above the 5.8/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Williamson County identifies wind as the foremost hazard, followed by earthquake and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Herrin residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Herrin: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Herrin

These city-level factors differentiate Herrin from other communities in Williamson County and provide geographic context for its hazard exposure.

Population

12,758

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

37.8204Β° N, 89.0254Β° W

Williamson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Herrin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Herrin

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.