🌍 ClimateRiskCheck

Natural Disaster Risk in Hidalgo

Illinois

4.7out of 10
Moderate Risk

Risk Summary for Hidalgo

Hidalgo scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Earthquake Landslide

All 18 Hazard Scores

Drought
8.6
Earthquake
7.9
Landslide
6.0
Hurricane
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.6
Extreme Heat
4.6
Avalanche
4.5
Hail
3.9
Ice Storm
3.9
Tornado
3.8
Winter Weather
3.6
Cold Wave
3.4
Lightning
2.2
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Hidalgo
4.7
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hidalgo, Illinois

Hidalgo is a small community of about 601 in Jasper County, in the interior eastern United States. The area experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hidalgo.

FEMA rates Hidalgo's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for earthquake and landslide risk in their preparedness planning.

Hidalgo's risk score, slightly below the 5.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jasper County, the highest-scoring are drought, earthquake, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Hidalgo's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Hidalgo: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Hidalgo

These city-level factors differentiate Hidalgo from other communities in Jasper County and provide geographic context for its hazard exposure.

Population

601

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

39.1335Β° N, 88.1418Β° W

Jasper County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hidalgo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hidalgo

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.