🌍 ClimateRiskCheck

Natural Disaster Risk in Ingraham

Illinois

5.4out of 10
Moderate Risk

Risk Summary for Ingraham

Ingraham scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Earthquake Extreme Heat

All 18 Hazard Scores

Drought
9.1
Earthquake
8.8
Extreme Heat
6.7
Strong Wind
6.3
Landslide
6.1
Hurricane
5.8
Tsunami
5.4
Hail
5.1
Volcanic Activity
5.1
Cold Wave
5.0
Tornado
4.9
Winter Weather
4.9
Coastal Flooding
4.9
Ice Storm
4.8
Avalanche
4.5
Lightning
3.3
Wildfire
1.7
Riverine Flooding
1.0

How it compares

Ingraham
5.4
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ingraham, Illinois

Ingraham, in Clay County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Ingraham residents and property owners must navigate.

Ingraham's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include earthquake and heat.

Within Illinois, Ingraham's risk is, near the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Clay County identifies drought as the foremost hazard, followed by earthquake and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Ingraham residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Ingraham: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Ingraham

These city-level factors differentiate Ingraham from other communities in Clay County and provide geographic context for its hazard exposure.

Population

191

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

38.8422Β° N, 88.3253Β° W

Clay County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ingraham

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ingraham

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.