🌍 ClimateRiskCheck

Natural Disaster Risk in Lewistown

Illinois

6.4out of 10
High Risk

Risk Summary for Lewistown

Lewistown scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Landslide Earthquake

All 18 Hazard Scores

Hail
8.9
Landslide
8.3
Earthquake
8.1
Strong Wind
8.0
Extreme Heat
8.0
Cold Wave
8.0
Ice Storm
7.8
Tornado
7.7
Drought
7.0
Winter Weather
5.8
Tsunami
5.4
Volcanic Activity
5.1
Lightning
5.0
Hurricane
4.9
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
1.7
Riverine Flooding
1.0

How it compares

Lewistown
6.4
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lewistown, Illinois

Lewistown is a town of roughly 3,280 residents in Fulton County, in the interior eastern United States. The area experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lewistown.

According to FEMA's National Risk Index, Lewistown carries an overall risk score of 6.4/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to landslide and earthquake.

Lewistown's risk score, slightly above the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Fulton County, the highest-scoring are hail, landslide, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Lewistown residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lewistown: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Lewistown

These city-level factors differentiate Lewistown from other communities in Fulton County and provide geographic context for its hazard exposure.

Population

3,280

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.7/10

Coordinates

40.3849Β° N, 90.1340Β° W

Fulton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lewistown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lewistown

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.