🌍 ClimateRiskCheck

Natural Disaster Risk in Macomb

Illinois

6.1out of 10
High Risk

Risk Summary for Macomb

Macomb scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Extreme Heat Hail

All 18 Hazard Scores

Drought
8.6
Extreme Heat
8.5
Hail
7.8
Strong Wind
7.6
Cold Wave
7.6
Ice Storm
7.1
Landslide
6.6
Earthquake
6.5
Winter Weather
5.9
Tornado
5.8
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.7
Avalanche
4.5
Wildfire
1.3
Riverine Flooding
1.0

How it compares

Macomb
6.1
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Macomb, Illinois

Macomb is a city of approximately 17,317 residents in McDonough County, in the interior eastern United States. The area experiences bitterly cold winters and hot, humid summers, with a severe thunderstorm and tornado season each spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Macomb.

According to FEMA's National Risk Index, Macomb carries an overall risk score of 6.1/10, placing it in the high category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to heat and hail.

Macomb's risk score, near the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for McDonough County, the highest-scoring are drought, heat, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Macomb's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Macomb: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Macomb

These city-level factors differentiate Macomb from other communities in McDonough County and provide geographic context for its hazard exposure.

Population

17,317

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.3/10

Coordinates

40.4405Β° N, 90.6512Β° W

McDonough County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Macomb

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Macomb

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.