🌍 ClimateRiskCheck

Natural Disaster Risk in Metropolis

Illinois

6.0out of 10
High Risk

Risk Summary for Metropolis

Metropolis scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Ice Storm Drought

All 18 Hazard Scores

Earthquake
9.4
Ice Storm
8.3
Drought
8.0
Extreme Heat
7.6
Strong Wind
7.3
Tornado
7.1
Winter Weather
6.6
Lightning
5.7
Cold Wave
5.6
Hurricane
5.4
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Wildfire
1.9
Riverine Flooding
1.0

How it compares

Metropolis
6.0
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Metropolis, Illinois

Located in the interior eastern United States in Massac County, Metropolis is a city of approximately 10,783 residents. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Metropolis a community where hazard awareness has real practical value.

FEMA rates Metropolis's composite natural disaster risk at 6.0 out of 10 β€” high risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for ice storm and drought risk in their preparedness planning.

Relative to other U.S. communities, Metropolis's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by earthquake and ice storm, as measured by FEMA across Massac County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Metropolis residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Metropolis: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Metropolis

These city-level factors differentiate Metropolis from other communities in Massac County and provide geographic context for its hazard exposure.

Population

10,783

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.9/10

Coordinates

37.2251Β° N, 88.7110Β° W

Massac County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Metropolis

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Metropolis

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.