🌍 ClimateRiskCheck

Natural Disaster Risk in Morrison

Illinois

6.4out of 10
High Risk

Risk Summary for Morrison

Morrison scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Strong Wind Hail

All 18 Hazard Scores

Drought
8.8
Strong Wind
8.7
Hail
8.6
Tornado
8.1
Cold Wave
7.9
Ice Storm
7.4
Winter Weather
7.3
Earthquake
6.7
Landslide
6.4
Extreme Heat
5.7
Lightning
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.6
Avalanche
4.5
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Morrison
6.4
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Morrison, Illinois

Morrison, in Whiteside County, is a town of roughly 6,912 residents situated in the interior eastern United States. Its humid continental climate brings bitterly cold winters and hot, humid summers, and in particular a severe thunderstorm and tornado season each spring. These conditions collectively define the natural hazard environment that Morrison residents and property owners must navigate.

Morrison's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include wind and hail.

Within Illinois, Morrison's risk is, slightly above the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Whiteside County identifies drought as the foremost hazard, followed by wind and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Morrison's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Morrison: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Morrison

These city-level factors differentiate Morrison from other communities in Whiteside County and provide geographic context for its hazard exposure.

Population

6,912

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

41.8297Β° N, 89.9656Β° W

Whiteside County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Morrison

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Morrison

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.