🌍 ClimateRiskCheck

Natural Disaster Risk in Mount Auburn

Illinois

5.9out of 10
Moderate Risk

Risk Summary for Mount Auburn

Mount Auburn scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Earthquake Cold Wave

All 18 Hazard Scores

Drought
9.2
Earthquake
8.9
Cold Wave
8.4
Extreme Heat
7.2
Hail
6.7
Strong Wind
6.3
Hurricane
5.5
Landslide
5.4
Tsunami
5.4
Winter Weather
5.3
Tornado
5.2
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.5
Wildfire
2.0
Riverine Flooding
1.0

How it compares

Mount Auburn
5.9
Illinois avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mount Auburn, Illinois

Located in the interior eastern United States in Christian County, Mount Auburn is a small community of about 574. The humid continental climate that characterizes this part of Illinois β€” marked by bitterly cold winters and hot, humid summers β€” directly influences the types and severity of natural hazards present, making Mount Auburn a community where hazard awareness has real practical value.

Mount Auburn's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include earthquake and cold wave.

Relative to other U.S. communities, Mount Auburn's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.8/10 state average. The hazard distribution here is led by drought and earthquake, as measured by FEMA across Christian County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Mount Auburn residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Mount Auburn: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Mount Auburn

These city-level factors differentiate Mount Auburn from other communities in Christian County and provide geographic context for its hazard exposure.

Population

574

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

39.7688Β° N, 89.2493Β° W

Christian County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mount Auburn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mount Auburn

Other cities in Illinois

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.